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How EV Leasing Is DESTROYING Car Finance
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How EV Leasing Is DESTROYING Car Finance

  • September 11, 2025
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The cliff drop depreciation on EV’s is resulting in poor registration figures and higher leasing costs across the whole market.

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39 comments
  1. @tonyod123 says:
    September 11, 2025 at 4:12 pm

    I imagine many consumers are like me. They want to change their car, but are suffering decision paralysis due to the bewildering drive options, (electric, ICE, hybrid) and the poor reliability of modern cars.

    Reply
  2. @davidwaterhouse4133 says:
    September 11, 2025 at 4:12 pm

    This is a government produced problem causing a catastrophic problem for all car manufacturers, UK and Europe. All are losing millions. This problem is control, not green policy.Ulez taxing you to enter city centres when you have already paid road tax, fuel tax.

    Reply
  3. @russellg3906 says:
    September 11, 2025 at 4:12 pm

    Leased a skoda enyaq coupe through my business. 50% of the VAT back, 25% wrote off against corporation tax. Only 3 months payment upfront. £330 personal tax to pay a year for company car. If i leased a bmw petrol car of the same price personal tax would be £3308 a year. I know its not for everyone but you have to take advantage of any tax breaks you can get. The bonus is the car is great to drive.

    Reply
  4. @The-Sea-Dragon-1977 says:
    September 11, 2025 at 4:12 pm

    Government solution will no doubt be another scrappage scheme, so UK tax revenues can be channelled to foreign car makers, whilst removing viable vehicles from the roads, cars that are less polluting than building a new one.

    Ace.

    Reply
  5. @dinosaurnews125 says:
    September 11, 2025 at 4:12 pm

    Looking forward to getting a cheap Ev second hand for my next car.

    Reply
  6. @andycartwright9432 says:
    September 11, 2025 at 4:12 pm

    I won't name the business, but a good friend of mine works for one of the big car finance companies and he and many of his colleagues have just been made redundant due to the EV losses. It tragic that the company refuses to change it's direction and will no doubt have to liquidate at some point.

    Reply
  7. @TheSpoovy says:
    September 11, 2025 at 4:12 pm

    Honda civics start at 40k ffs. Who's going to pay that? The only people buying new cars now are prats buying them on finance.

    Reply
  8. @stevewhitmill2037 says:
    September 11, 2025 at 4:12 pm

    Don't be stupid. Don't buy an EV.

    Reply
  9. @Shaggy12321 says:
    September 11, 2025 at 4:12 pm

    Thats why you buy a used EV! bargain of the decade right now, I got mine for less than 40k, it was less than 2 years old, <15k miles, and had a list price of £90k. Could not be happier

    Reply
  10. @jinz0 says:
    September 11, 2025 at 4:12 pm

    UK Energy is highest in the world, Electricity costs more than fuel probably😂 plus there is power cuts every week

    Reply
  11. @user-ug8wx5er1w says:
    September 11, 2025 at 4:12 pm

    I don’t want an EV. Seems wasteful.

    Reply
  12. @Caimbeul2000 says:
    September 11, 2025 at 4:12 pm

    Cars stopped being affordable a long time ago. I recall a new fiest might sey you back about 8-10k not all that long ago really.

    Reply
  13. @philburtonfrench says:
    September 11, 2025 at 4:12 pm

    Absolutely bang on. I've noticed the massive increase in the price of petrol/diesel cars. My example – I tend to swap my car every 3 or 4 years, usually buy something around 6 months old, in order to stay in manufacturers warranty. I like the car I've got at the moment, but it's now 5 years old – I would have changed it last year, and I've been looking in to it this year – but like for like – the same car, same spec, at the same mileage and age TODAY is now retailing at between 30-40% more than it was 4 and a half years ago. It's clear the manufacturers are having to bear the brunt of EV madness and are lumping increased prices on to ICE cars in order to maintain profitability.

    Well this mug aint playing that game. I'll stick with what I've got til the manufacturers and governments sharpen up.

    Reply
  14. @ouethojlkjn says:
    September 11, 2025 at 4:12 pm

    Why then are new diesel car sales at 5% and new electric vehicle sales at 21% of the UK year to date figures if diesel is such a slam dunk? You might want to go and look at which car is the cheapest one to buy new in the UK (hint it’s an electric vehicle). I guess we might as well forget about wet belt engine cars because they are far more reliable and cost far less money than electric cars when they pop 30 seconds after the warranty expires. Ho ho. Don’t for one second think legacy auto has anyone’s interest in mind but their own. * cough* dieselgate .

    Reply
  15. @keithbrown6030 says:
    September 11, 2025 at 4:12 pm

    Factor in the luxury car tax of another £425 extra a year. People have had enough and are making do with what they have.

    Reply
  16. @QBR1234 says:
    September 11, 2025 at 4:12 pm

    Talking of plain English… what is an Orrwomowo industry?

    Reply
  17. @michaeljohnson4975 says:
    September 11, 2025 at 4:12 pm

    Massive PPE payments every month. Never owning a car. Buy an old car( Japanese ?) and save your PPE money for a few years then buy your car cash. If the dealers do not give you what you are willing to pay, walk out and go to other dealers !

    Reply
  18. @SmithyEssex-Oh says:
    September 11, 2025 at 4:12 pm

    Electric cars are a joke, peeing money away

    Reply
  19. @parallaxview6770 says:
    September 11, 2025 at 4:12 pm

    Gonna end up like Cuba

    Reply
  20. @toffeepie1878 says:
    September 11, 2025 at 4:12 pm

    The Government are controlled by the WEF, not just in the UK but everywhere in the western world.

    Reply
  21. @toffeepie1878 says:
    September 11, 2025 at 4:12 pm

    People are fucking skint, thry can't piss down 60k for an electric fridge with 300 miles range – everything is planned, get people off the road. Net zero has a correct term – the redistribution of wealth. Bribery and corruption is off the scale – BlackRock and global elites are rinsing it large. Censorship ensuring everything goes to plan

    Reply
  22. @SigmaJAD says:
    September 11, 2025 at 4:12 pm

    Should be called ev hating clan. "Electric box" ? How about a "Liqui box"? Cars arent investments. Most àre A to Bers. It isnt your kid/pet, its a bloody finanimate object. Give me the most cost efectivé box any day. Lecy or liqui

    Reply
  23. @markanthonyharrison5153 says:
    September 11, 2025 at 4:12 pm

    I pay £468 per month for my Tesla Model 3. I have a home charger and my daily commute is a 26 mile round trip, approx.520 miles a month. For weekends, maybe add on another 80/100 miles tops so total monthly mileage of 600 miles’ish. 3 year lease at which point I will give it back so depreciation doesn’t affect me. I know they are not for everyone but this car is perfect for me and my family.

    Reply
  24. @DoubleA115 says:
    September 11, 2025 at 4:12 pm

    Good watch. New EV's and cars in general £ 50 / 60k ++ utter madness. Like the man says run your old car longer, to it's death!!

    Reply
  25. @bird6691 says:
    September 11, 2025 at 4:12 pm

    People can't afford cars because the Labour party is far right and has continued degenerate neoliberalism and austerity

    Reply
  26. @maxflight777 says:
    September 11, 2025 at 4:12 pm

    You are an idiot. In the future all vehicles will be electric.

    Reply
  27. @おす-qz7kp says:
    September 11, 2025 at 4:12 pm

    Tories and 2030. 😂😂😂

    Reply
  28. @s111nps says:
    September 11, 2025 at 4:12 pm

    I think you’ll find Motability,s problems are not solely down to EV residuals, but many issues that are affecting the used car market in general. I suggest you do a bit more homework on the number of EV,s, the increase in demand for used EV,s, and the decline in demand for petrol and diesel cars, which is affecting everyone. The latest increase in vehicle excise duty is another pressure acting on the new car market. The manufacturers have been over charging new car buyers for too long. The proof is the poor residuals across the board of three and four year old vehicles.

    Reply
  29. @s111nps says:
    September 11, 2025 at 4:12 pm

    I think you’ll find Motability,s problems are not solely down to EV residuals, but many issues that are affecting the used car market in general. I suggest you do a bit more homework on the number of EV,s, the increase in demand for used EV,s, and the decline in demand for petrol and diesel cars, which is affecting everyone. The latest increase in vehicle excise duty is another pressure acting on the new car market. The manufacturers have been over charging new car buyers for too long. The proof is the poor residuals across the board of three and four year old vehicles.

    Reply
  30. @carrickrichards2457 says:
    September 11, 2025 at 4:12 pm

    Cars are a luxury. Everyone will end up paying more for them. As prices climb some will change how they feel about a car. Seems inevitable renting, sharing and leasing will grow.

    Reply
  31. @edc1569 says:
    September 11, 2025 at 4:12 pm

    Let me find my smallest violin, nah can’t find one small enough.

    Reply
  32. @ahogQ says:
    September 11, 2025 at 4:12 pm

    EVs are only good for people who have their own driveways and don't drive much at all.

    Reply
  33. @acme181169 says:
    September 11, 2025 at 4:12 pm

    You are exceptionally dull. You're duller than a Nissan Leaf!

    Reply
  34. @esm7708 says:
    September 11, 2025 at 4:12 pm

    Could it actually be that salary sacrifice leasing is destroying residuals.

    The gross deductions are so massive that over a 3/4 yr term the car is nearly paid for and then flooded onto the second hand market.

    Other factors such as perceived battery degradation are proving completely false.

    It's a great time to buy a second hand EV with lots of warranty left. I know this is a little beyond your heavily biased point of view.

    Reply
  35. @greyknightsrealm8251 says:
    September 11, 2025 at 4:12 pm

    I find the car market very disappointing now. I'm a "car guy", always have been, I like a sporty car, ideally a fast estate. My household brings in about £100k a year before tax, but I really can't afford to buy sh*t in the way of cars anymore. I have an EV as a company car through my employer, but it's only a Nissan Leaf, nothing special – it was a £36k car when new, 2 years later it's worth (according to Autotrader) about £15k 😦. That's insane. My private car is a 10 year old diesel Hyundai. I'd really love to buy something nice as my private car. I was looking at early Porsche Macans, but even a 10 year old one of those with 100k miles on it is £18k and they are basically all f****d mechanically and need a fortune spending on them. Not happening, fed up with the price of cars. New cars are just overly complicated computers on wheels with built-in obsolescence (throw it away after 10 years max) and no fun anyway.

    Reply
  36. @Cotictimmy says:
    September 11, 2025 at 4:12 pm

    Let the idiots buy these useless EV white elephants (& take the big losses.)

    Reply
  37. @grh6439 says:
    September 11, 2025 at 4:12 pm

    Three neighbours have evs. All of them leased via salary sacrifice from gross salary (NHS and Local Authority). Fully maintained including insurance. Only one needs it for their job. One tells me he pays £300 per month. If right, where is the subsidy coming from? Our taxes? I find it somewhat galling considering the state of the NHS and local government.

    Reply
  38. @alexbardell2619 says:
    September 11, 2025 at 4:12 pm

    As a Consumer, I can lease a good sized EV for less than the cost of an ICE, why would I not do it. Well I did and do not care as after 4 years is goes back. It is very cheap to run, Insurance is a little more, charging away from home is a scam, so it sort of evens out.

    Reply
  39. @user-zq4ru3to6v says:
    September 11, 2025 at 4:12 pm

    Completely agree. I’m on a PCP currently. I’ve been offered a new car by Audi on another contract. I’ve declined telling them I’m perfectly happy with my reliable car as it is. I’m going to buy it outright at the end of the contract.

    Reply

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