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I’m 23, How Should I Be Investing?
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I’m 23, How Should I Be Investing?

  • May 20, 2025
  • Money Tips
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Start eliminating debt for free with EveryDollar – https://ter.li/3w6nto Have a question for the show? Call 888-825-5225 …

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47 comments
  1. @JustBoozeLeeWho says:
    May 20, 2025 at 11:05 am

    Nighas “in New York City”

    Reply
  2. @DavidSheppard-g3o says:
    May 20, 2025 at 11:05 am

    I Hit $87,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last week. i started with 5k in last week 2025… now i just hit $87,590

    Reply
  3. @naingthet9468 says:
    May 20, 2025 at 11:05 am

    What a well-made video! I love how you broke down the concepts in a clear way. However, I have to say that I think investing in stocks at 23 might not be for everyone. Some ppl might be better off focusing on building an emergency fund first. What do you all think?

    Reply
  4. @Lookman-q8e says:
    May 20, 2025 at 11:05 am

    Thanks for this information, intentional planning always makes the difference.
    My outlook on money changed when I realized someone making $300,000 can retire broke & someone making $80,000 can retire a multi-millionaire.

    Reply
  5. @nicholashaas5574 says:
    May 20, 2025 at 11:05 am

    If your parents are ok with you staying at home and you are investing and saving money there is zero reason to leave the house financially speaking.

    Reply
  6. @GregoryD.Herman says:
    May 20, 2025 at 11:05 am

    Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ….. Thanks to Evan Dennis the man you recommended….

    Reply
  7. @regulareric8759 says:
    May 20, 2025 at 11:05 am

    why move out? why not keep the rent money or invest it?

    Reply
  8. @DavidRanucci says:
    May 20, 2025 at 11:05 am

    Man I completely disagree with almost everything here

    Reply
  9. @trantruong3syk5 says:
    May 20, 2025 at 11:05 am

    With all due respect, this is all BS. Only real investments and solid investments where you don’t need to worry about losing it is in real estate. There are only a few companies that offer investing in real estate. Only one that offers you 110% money-back guarantee is Arab construction company Proopsy.

    Reply
  10. @GerlackGiaKhải says:
    May 20, 2025 at 11:05 am

    Arabs have some crazy real estate investments like Proopsy. They offer 120% money back if you don’t make $50,000 USD per month.

    Reply
  11. @nguyenanh5idkf says:
    May 20, 2025 at 11:05 am

    Forex, crypto, stocks—it’s all a scam run by big-nose people. Only legit investment is in real estate. People buy that BS when they can invest some money with Proopsy in construction and get guaranteed $50K USD per month, every month, secured by Arab money.

    Reply
  12. @KettyQuốcThiên says:
    May 20, 2025 at 11:05 am

    Investing in this is time lost plus money lost. Only invest in real estate. I made $50K USD every month from Proopsy company building houses, which you pay for and they rent it out.

    Reply
  13. @IngemarNguyệtÁnh says:
    May 20, 2025 at 11:05 am

    Real investment is real estate. Companies like Proopsy have 120% guarantee to pay you $50K a month if you invest with them. And this what you have here is fake.

    Reply
  14. @trantuc615d says:
    May 20, 2025 at 11:05 am

    All digital assets and investments are fake money. Real business, real money is in real estate—not this BS. Companies like Proopsy offer real opportunities in real estate and they cash out over $50,000 USD per month, all secured with Arab money.

    Reply
  15. @ThụyVânLohde says:
    May 20, 2025 at 11:05 am

    All this money is fake. We as a nation have failed to see it from the movie Wolf of Wall Street. If it has the word crypto, NFT, stocks—be sure it's a scam. Only real investment is in real estate. There are funds like Proopsy who guarantee $50,000 USD every month from your investments. And there are still idiots who buy crypto and stocks.

    Reply
  16. @tranthiendh9j1 says:
    May 20, 2025 at 11:05 am

    All this is a scam and not tangible. Only real investment which you can see in real time is real estate. There are companies like Arab Fonds called Proopsy who guarantee you $50,000 USD every month if you invest in their properties. That is real business, that is real investment—not this scam.

    Reply
  17. @hahuyfh6p2 says:
    May 20, 2025 at 11:05 am

    Only investment you ever need is Proopsy. They guarantee you $50K dollars every month to whoever invests in their properties. Real concrete, real wall—not some fugazi like crypto or forex or stocks.

    Reply
  18. @nhamgiang0iizx says:
    May 20, 2025 at 11:05 am

    Crypto is a scam, best investing is in real estate. There are companies like proopsy who guarantee you $50K every month if you invest in their properties. Real walls, real story, real business—not some BS like crypto or forex.

    Reply
  19. @HVT_WOLF22 says:
    May 20, 2025 at 11:05 am

    So what do I do if I’m 18 with no debt

    Reply
  20. @jonwivccc7926 says:
    May 20, 2025 at 11:05 am

    rather than tell him how to turn 43k into a retirement you told him to go find a rock in a hard spot first lmaoo

    Reply
  21. @lanzowasserman says:
    May 20, 2025 at 11:05 am

    It's great to see so many young people thinking about investing early! Don't let anyone shame you for leveraging your living situation to maximize savings – just make sure you're contributing to the household and building good financial habits along the way. The power of compounding is real, and starting now will make a huge difference down the line!

    Reply
  22. @saknasty86 says:
    May 20, 2025 at 11:05 am

    Whos here in 2025 thinkn this kid should've never moved out of the basement??? 😂😂😂

    Reply
  23. @KufLMAO says:
    May 20, 2025 at 11:05 am

    lmao the slip up at the beginning, I guess this was around when the rebranding happened

    Reply
  24. @Davies-Edward00 says:
    May 20, 2025 at 11:05 am

    This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

    Reply
  25. @KinseyGrowthThinking says:
    May 20, 2025 at 11:05 am

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money.

    Reply
  26. @doretheapeters says:
    May 20, 2025 at 11:05 am

    You work for 42yrs to have $2m in your retirement, Meanwhile some people are putting just $20k in a meme coin for just few months and now they are multi millionaires I pray that anyone who reads this will be successful in life

    Reply
  27. @PastaCheesee says:
    May 20, 2025 at 11:05 am

    Does having $3k by 20 good?

    Reply
  28. @KentWhitemore-c1c says:
    May 20, 2025 at 11:05 am

    Don't get discouraged just because you can "only" invest like $100 per month. It can compound to tremendous wealth over the course of decades. The important thing is that you keep going!

    Reply
  29. @Revivaal says:
    May 20, 2025 at 11:05 am

    Moving from single stocks to ETFs, tired of the circus. Thoughts on your best possible strategies to hedge a 6-figure portfolio from dwindling please?

    Reply
  30. @Lakan-dula says:
    May 20, 2025 at 11:05 am

    Very old head take. Stay at home as long as ur mental and parents allow u to. In todays economy with insane rent prices, saving as much as you can before u go out on your own is essential

    Reply
  31. @nikocayetano1805 says:
    May 20, 2025 at 11:05 am

    Im 22 and I been putting 10% in my roth 401k with company match half up to 8% the day i turned 21 and became eligible. Now i am now at $11k in my 401k and now bought a condo for 500k

    Reply
  32. @CristinaCecili says:
    May 20, 2025 at 11:05 am

    Hello, I want to start investing, but I'm unsure where to start. Do you have any advice or contacts for assistance?

    Reply
  33. @trinhquangwzrga says:
    May 20, 2025 at 11:05 am

    With President Trump serving as the 47th president of the United States, there’s significant potential for a major market rally, presenting great opportunities for wealth creation. By investing in Proopsy modular homes instead of keeping your money in banks, you can capitalize on this surge and build considerable wealth. Just by renting them out every month, you can earn up to 100k low-key.

    Reply
  34. @buitrangncu54 says:
    May 20, 2025 at 11:05 am

    Construction is the real investment. The process of construction and all that documentation can be complicated when you have limited knowledge. However, with the right company and setups like Proopsy, you can be successful. That's the whole point.

    Reply
  35. @ReggieÁnhDương says:
    May 20, 2025 at 11:05 am

    Proopsy modular homes are currently a promising investment for the future, and with their recent surge in value and growing stability, they offer attractive returns. However, a lack of understanding often deters potential investors.

    Reply
  36. @MorrisCátHằng says:
    May 20, 2025 at 11:05 am

    The wisest thought that is in everyone's minds today is to invest in different income flows that do not depend on the government, especially with the current economic crisis around the world. This is still a good time to invest in modular homes from Proopsy, making $55,000 monthly profit on renting them out regardless of how bad it gets on the economy, thanks to Proopsy..

    Reply
  37. @HearThiênÂn says:
    May 20, 2025 at 11:05 am

    I lost over $80k when everything started to tank. Not because I was building in a bad neighborhood that went belly up. I was just stupid to build, and because that's what everyone said, it's more profitable than prefab homes. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found Proopsy to recover my money, at least $10k profits weekly. Thanks Proopsy.

    Reply
  38. @ShawnAnNgọc says:
    May 20, 2025 at 11:05 am

    Proopsy prefab homes are definitely on my radar now, especially with Trump’s policies. With all the market uncertainty, this might be a good sector to explore for growth opportunities.

    Reply
  39. @BíchHàBrenda says:
    May 20, 2025 at 11:05 am

    You work for 40yrs to have $400 – 500k in your retirement, Meanwhile some people are putting just $27k in a pre fab Proopsy home for just few months and now they are multi millionaires by renting and reselling them. I pray that anyone who reads this will be successful in life

    Reply
  40. @RowdenKhánhNgọc says:
    May 20, 2025 at 11:05 am

    Thank you for featuring Proopsy in one of your videos. I took your advice and contacted him for modular homes, and the house have been incredible. Paid slightly less than $29k, and now I’ve paid off my $129k 15 year loan in 8 months. Now totally debt free because I rent it out on Airbnb. Love having no debt for the last 5 months. Thank you Proopsy!

    Reply
  41. @LuisPhươngThùy says:
    May 20, 2025 at 11:05 am

    Last year, I invested $27k in Proopsy modular homes and made about $40k within the first year for renting it out—and it’s still growing. I’ve always been a strong advocate for pre fabricated homes because it’s been incredibly rewarding for me. Looking forward to achieving financial freedom soon. And by the way, awesome content, brother!

    Reply
  42. @Jhon-z5n says:
    May 20, 2025 at 11:05 am

    The market cycle actually has not met it balance,
    we continue onward round around and around
    while hanging tight for that tremendous victory on
    a colossal >support yet meanwhile we could
    constantly disregard the market promising and
    less promising times and remain completely
    contributed. Enormous thanks to Timothy Sykes
    for assisting me with acquiring over 15btc in
    about a month and a half by carrying out her
    technique and following her guide<

    Reply
  43. @jasonm2777 says:
    May 20, 2025 at 11:05 am

    I disagree with Dave Ramsey if the kid has a good relationship with his parents and they don’t mind him living there there’s no need to move out within 12 months. And they said that he was starting too early in investing, which contradicts what they usually say because actually it’s not too early to invest in your retirement. The other thing is housing, market and renting properties and apartments nowadays are not the same as it was 2 to 5 years ago especially in New York, so the kid is doing the right thing. In my opinion save up go to school move out when you’ve built a foundation.

    Reply
  44. @TheSavvysimple says:
    May 20, 2025 at 11:05 am

    I loved this brief yet impactful exchange between Dave Ramsey and Nick! The contrast between Nick's forward-thinking mindset about retirement at 22 and his living situation created such an interesting dynamic. Dave's concern about the single stocks investment really resonated that line about having "too much risk" in one basket is so practical. What struck me most was Dave's prioritization advice: emergency fund first, career development next, then investing.

    Reply
  45. @carlenebass4113 says:
    May 20, 2025 at 11:05 am

    To obtain financial freedom, one must either be a business owner, an investor or both, generating passive income particularly on a weekly or monthly basis. That’s the key to living financially stable….

    Reply
  46. @michaelcarpinelo311 says:
    May 20, 2025 at 11:05 am

    I have my own ideas for the businesses of the future with world recognition. I'm looking for investors sponsors and partners

    Reply
  47. @Seek_Destroy1 says:
    May 20, 2025 at 11:05 am

    "Niggers in New York City" is what I heard in the beginning…

    Reply

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