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The True Cost Of Dividend Investing
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The True Cost Of Dividend Investing

  • July 9, 2025
  • Money Tips
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24 comments
  1. @KeetyScott says:
    July 9, 2025 at 1:38 pm

    The bull run is coming—are you ready?

    Reply
  2. @222ponys says:
    July 9, 2025 at 1:38 pm

    SP 500 no good if one needs income

    Reply
  3. @ozwrangler.c says:
    July 9, 2025 at 1:38 pm

    Have you taken in to account the fees of an EFT? Interested to see what impact they have over time – fees are a kind of dividend in reverse???

    Reply
  4. @unmuktyatree8200 says:
    July 9, 2025 at 1:38 pm

    trend trading Dividend stocks….

    Reply
  5. @highlanderthegreat says:
    July 9, 2025 at 1:38 pm

    you make some good points but i think where your wrong is in safety. look at the USA KING STOCKS those are stocks that have paid a dividend for 50 years and more some 60,70,80 or more years no matter what their stock price is , they also went through the stock market crashes from back in the 72/74 crash, the 1987 crash the 2000 crash the 2008/2009 crash and the down turn the last few years, yes the king stocks dropped in price but you still got your dividend payment, also there are stocks that have paid a dividend for over 125 years , and 1 stock that has paid a dividend for over 210 YEARS that is THE YORK WATER COMPANY,,, what you leave out is your money is super safe, you will not lose it , it will grow, so you can just look at the KING STOCKS for safety … also the price increase of the stock does not mean anything cause the only way you get money is if you SELL THE STOCK…the more stock you own the more dividend money you get to live off of…

    Reply
  6. @michaeldmingo1525 says:
    July 9, 2025 at 1:38 pm

    What is your favourite Dividends?

    Reply
  7. @leopard2968 says:
    July 9, 2025 at 1:38 pm

    Is there any other index in the world besides the SP500?

    Reply
  8. @alessandro-gx1os says:
    July 9, 2025 at 1:38 pm

    What about the lower volatility of schd vs sp500?

    Reply
  9. @summerforever6736 says:
    July 9, 2025 at 1:38 pm

    This guy is down to earth great video

    Reply
  10. @joshuaturnage5243 says:
    July 9, 2025 at 1:38 pm

    A dividend is cash flow payed to the owner of the stock.

    Reply
  11. @Lt_Dan_2027 says:
    July 9, 2025 at 1:38 pm

    You are not wrong about total return, it is good for quantitative analysis, but in real world, you can’t live off total return. yes, people say just sell some shares to pay for daily living expenses, but selling shares for cash, you are simply reducing amount of working capital going forward. Dividend investing. Is like owning a shop and simply take out some profit out every month to live off on, and let business continue to grow.

    Reply
  12. @martinolsson858 says:
    July 9, 2025 at 1:38 pm

    Great advice….until you got yourself a president like Trump.

    Reply
  13. @Real2k25 says:
    July 9, 2025 at 1:38 pm

    Is it better to buy dividend or growth stocks

    Reply
  14. @wesleydavis8786 says:
    July 9, 2025 at 1:38 pm

    Your videos are so easily understandable and inspirational for the likes of me as a new investor. I commend you for this wholeheartedly. And as a side note, I admire the way you humbly deliver this exceedingly knowledgeable content 🙏👍😎

    Reply
  15. @laychovic says:
    July 9, 2025 at 1:38 pm

    Hi Toby, I am one of those newbies you speak of and I did watch all the way to the end, brilliant video, super informative. Thanks so much. I have just started following a pie on 212 that is completely dividend focused so this gives me some much needed counter context. I’m not sure I’m going to just ditch it before I even get going but I feel way more clued up after this short video and I’m going to adopt the index and chill approach!

    Reply
  16. @Iiijjuhykkkkijjuhyttt says:
    July 9, 2025 at 1:38 pm

    This video is brilliant! Well done my man keep up the good work!

    Reply
  17. @alexandervonhumboldt7956 says:
    July 9, 2025 at 1:38 pm

    There are many companies with high dividend and good past performance. But the dividend is much less risky and much more predictable and safe compared to having to choose a growth stock or index and wait for years until it maybe goes up or just falls by a lot for some years. But diversified Dividends never fall significantly, and more importantly, never lose you money and go negative! Dividends are cash flow with relatively high certainty which also can be used immediately in real life. It's like having a job that pays you with certainty, compared to a having a business idea with no certain outcome yet. It is buying into a grown company compared to a potential, speculative and immature one. That's risky, and not the mature company's dividends. The casual main investment and share accumulation should be into dividend stocks honestly. Even Beethoven had some and received dividends from an Austrian bank stock. — "If it was that easy, everyone would do it", that you can literally say for everything where people make money. but not everyone knows or wants to do the same. In fact, way more people invest and many people "do it", compared to earlier ages, but financial education could still increase more. It is also because of people like you who discourage others to invest, telling them cliches. You are literally contradicting yourself by saying, nobody can know the future of a stock! Yes exactly, but you can know the future of a dividend payment with high certainty. For dividends to get paid to you, you don't need to know the short or mid-term future of a stock. It is nice that the S&P made 10% each year, but with dividends you can also make 10% or less but you have consistency and get cash flow, while with the S&P in some years you can make negative -20% and stay with uncertainty and without cash. So, the combination of low and high dividend and growth stocks or ETFs is the best idea probably.

    Reply
  18. @diggingmystyle says:
    July 9, 2025 at 1:38 pm

    My experience with medium(+) cap stocks with dividends over 6% is that their value hold up very well during down periods. Just look at their price today and you'll appreciate that you have them when the market is in turmoil.

    Reply
  19. @Felikios says:
    July 9, 2025 at 1:38 pm

    Humble Opinion: last 10 years technology has done amazing. Another content creator has shown that divident stocks crashed the s&p 500 (even though equal weight) from 1973 to 2023. Therefore noone knows the future.
    I see your point and I agree with you and my portfolio is 90% tech and growth and s&p500. But I started building divident stock position and REITs for balance. Tech might go down or sideways for a while. Noone knows.

    But I also agree. You do not want any research. Pick a global fund. Sorted 🙂

    Also in retirement maybe you prefer bonds and boring stocks 🙂

    Great content. Important that everyone understands

    Reply
  20. @Felikios says:
    July 9, 2025 at 1:38 pm

    A humble opinion: Vodafone and BAT gave the investor the divident. And there is the unrealised loss which only becomes real if you sell. Having said that I did not invest in Vodafone because of the price drop and narrow margins to grow. Also BAT might not go anywhere globally but I see a trend away from tobacco product.

    Thanks for the video

    Reply
  21. @TheRealNCYank says:
    July 9, 2025 at 1:38 pm

    I think you're missing one big thing about dividend investing. I, and many others, consider our dividend-paying stocks to be the proverbial "golden geese", and the dividends are the golden eggs. We don't really care what the value of the stock ends up at, as long as it's a solid company. We never want to sell them, so their price doesn't really matter.

    Reply
  22. @TheAzmountaineer says:
    July 9, 2025 at 1:38 pm

    So you're recommending that people invest 100% in something like VOO or VTI, and not balance it out with some bonds or, say, SCHD? Seems fine for a 30 year old, not so much for a 70 year old.

    Reply
  23. @jasonharmon4208 says:
    July 9, 2025 at 1:38 pm

    Here’s the issue with his analysis….weve been on a huge bull run for the last 10 years. I’d like to see his math on the S&P between the years 2000-2010. Dividend investing would have crushed other strategies. Dividend investors are looking for consistency and income. Investing in the S&P and crossing your fingers that we will continue the 10 more years of a bull run is riskier than investing in dividend stocks. I’d take less returns for more guarantees any day.

    Reply
  24. @isaachunt5799 says:
    July 9, 2025 at 1:38 pm

    doesnt the stock value drop the day after the dividen payout by the amount paid out?

    Reply

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