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How To Budget And Save in Your 20’s | Tips and Tricks
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How To Budget And Save in Your 20’s | Tips and Tricks

  • January 13, 2026
  • Money Tips
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Navigating Your 20’s Ep. 6 | Let’s talk about finances some more! In this video, I discuss the best methods for budgeting, managing …

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Money Tips

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45 comments
  1. @nanthai6609 says:
    January 13, 2026 at 7:44 pm

    Thank you for recommending Alison Frances willig in one of your videos. I started with just $9,500 a few months ago and now I'm over $21,000. Nothing spectacular, just steady ups and downs and clear signs. Honestly, I was tired of watching others win while I was stuck. This was the change I needed.

    Reply
  2. @khan_awais says:
    January 13, 2026 at 7:44 pm

    As a student how to save money from parents allowance no any job you’re parents allowed

    Reply
  3. @41yearoldnewdriver says:
    January 13, 2026 at 7:44 pm

    I am 44. I need help with my budget. I get a monthly check, and I applied for a part time job.

    Reply
  4. @fastbreakculture777 says:
    January 13, 2026 at 7:44 pm

    i wish i learned this stuff earlier in my 20s — would’ve saved me a ton of stress and bad spending habits. i’ve been using an ai budgeting app called budgetgpt lately and it’s made tracking my money way easier. takes like 5 minutes to set up and now i actually know where my cash is going.

    Reply
  5. @aidynathome9927 says:
    January 13, 2026 at 7:44 pm

    0:55 wow I looooove this!! You’re amazing

    Reply
  6. @HamzaAbuesleem-y6g says:
    January 13, 2026 at 7:44 pm

    You are beautiful❤

    Reply
  7. @liyyaaaahhh says:
    January 13, 2026 at 7:44 pm

    Ur eyes are so beautiful ❤

    Reply
  8. @aven_nashat says:
    January 13, 2026 at 7:44 pm

    Girl I don't know but ur so cute

    Reply
  9. @SmartSpendSquad says:
    January 13, 2026 at 7:44 pm

    Such a valuable episode! Managing finances in your 20s can be overwhelming, but your insights on budgeting and saving make it feel much more achievable. Love how you share real experiences—it makes the advice so relatable! Looking forward to more finance wisdom

    Reply
  10. @hindasia1830 says:
    January 13, 2026 at 7:44 pm

    I grew up in a family that was struggling financially. Once I got a job and salary, I started shopping and buying everything that I couldn’t when I was younger. It makes me feel good and I don’t really regret it. But I still want to save because I over-shop a lot and these videos are very helpful

    Reply
  11. @hemantparakh6462 says:
    January 13, 2026 at 7:44 pm

    ₹1 Spent should Compound to ₹1.5 of Cost Savings and Avoidance of Alternative Oppertunity Costs

    Reply
  12. @paulmarshall7328 says:
    January 13, 2026 at 7:44 pm

    Wow almost a million n views. I guess….I mean you do have exotic eyes and the deep voice which is attractive but damn. A million views….

    Reply
  13. @madibethdiary says:
    January 13, 2026 at 7:44 pm

    Jesus loves you all!!

    Reply
  14. @Milliondollarcode7 says:
    January 13, 2026 at 7:44 pm

    good

    Reply
  15. @shotgunbunny says:
    January 13, 2026 at 7:44 pm

    I started working a new job and my first two paychecks went by so fast. I decided I need to start saving more seriously now that I'm 23. Prior to watching this I did start tracking on Google sheets and I was thinking about doing the envelope system like my mom suggested. I do need those stricter systems to shock me because I love to indulge T_T
    Great video and great ideas I'll take with me!! Thank you

    Reply
  16. @chiobiokey says:
    January 13, 2026 at 7:44 pm

    not the entire video, just 07:07

    Reply
  17. @untouchable360x says:
    January 13, 2026 at 7:44 pm

    I have a budget for everything except cocaine.

    Reply
  18. @missrangel says:
    January 13, 2026 at 7:44 pm

    i truly enjoy your channel! i've been watching you for a while and i just recently made my own channel. watching you has helped me so much! 🤍

    Reply
  19. @jasonjstdr says:
    January 13, 2026 at 7:44 pm

    Is Mint dead?

    Reply
  20. @M0fas5 says:
    January 13, 2026 at 7:44 pm

    Dua Lipa???

    Reply
  21. @GemmaDarrell says:
    January 13, 2026 at 7:44 pm

    The only financial literacy I've ever gotten has been from Graham Stephen's channel. It is really nice to get advice from people in other fields and niches. This was a breath of fresh air.

    Reply
  22. @InaRiley-f2t says:
    January 13, 2026 at 7:44 pm

    I love that you mentioned the unhealthy idea that influencers promote to spend and consume more than us healthy for people in general! That is TOO TRUE

    Reply
  23. @marsagain5635 says:
    January 13, 2026 at 7:44 pm

    this helped me out a bunch thanks so much!!

    Reply
  24. @PapaMama-tx5xy says:
    January 13, 2026 at 7:44 pm

    🐄

    Reply
  25. @John83118 says:
    January 13, 2026 at 7:44 pm

    This content serves as an impactful mentor. Reading a book with related messages profoundly affected my personal development. "Mastering Money Mindfulness" by Benjamin Hawk

    Reply
  26. @СчастливаяЛюбимая says:
    January 13, 2026 at 7:44 pm

    Great hair colour ❤

    Reply
  27. @itismae says:
    January 13, 2026 at 7:44 pm

    i love your energy

    Reply
  28. @jamespeter6049 says:
    January 13, 2026 at 7:44 pm

    Despite the economic crisis, I still thank you 🙏 for the level-headed financial advice. I started stock and crypto investment with $4,345 and since following you for few weeks now, I’ve gotten $12,539 in my portfolio

    Thanks so much Mrs. Tarina Rodgers

    Reply
  29. @stevendomenech7405 says:
    January 13, 2026 at 7:44 pm

    You did a great job.

    Reply
  30. @josiecornett9074 says:
    January 13, 2026 at 7:44 pm

    If you're watching this in 2023, CD rates are great right now if you have money to put away for a year or more it will just grow at a guaranteed interest rate and then you get it back after the time you committed to. With Certificates of Deposit you can earn safely and protect your money from some inflation without putting it in an IRA until your in your 60's. I'm 21 and I've never liked that my friends do super risky investing, but I love budgeting and playing the long game. I just put 2000 into a 15 month at 5% APY return per year, and another 1800 into a 3 year at 4% return APY because I just want to let it sit and grow and not have to deal with it at all, but in a year I'll have my 2000 and more back so its not going away until I retire. You deserve the best girlies, don't let your money sit around losing value over time.

    Reply
  31. @sararubicubi says:
    January 13, 2026 at 7:44 pm

    I think these tips are good but for someone who at least gets minimum wage. I earn like 20% less than minimum wage so applying this is difficult to me. If I did the 50-30-20 method I wouldn't be able to get language lessons or invest in my music career without setting aside my social life. I'll be glad to apply them once I get more monthly incomes tho

    Reply
  32. @rosie6 says:
    January 13, 2026 at 7:44 pm

    Love this!! Thank you ❤Been saving since I was 16 and im still very very far behind😂But every time the savings are real lifesavers!

    Reply
  33. @jourdanhamme3426 says:
    January 13, 2026 at 7:44 pm

    As someone in their 20s, I feel like what has been easiest for me when it comes to a budget is asking for help over time (adding a new expense to your "What I'm Responsible to Pay For" list each in each step of financial development, but not being disappointed in yourself when you still need help from your family) and making your emergency fund and budget after the first month of a new job (and readjusting the budget to the lowest monthly/ weekly/ biweekly average wage).

    Reply
  34. @LegacyCreator_id says:
    January 13, 2026 at 7:44 pm

    Hey Elena, just wanted to drop by and say how much I loved your video on budgeting and saving in your 20's. Your tips and tricks were spot on and incredibly practical. As someone navigating through their 20's, your advice really hit home for me. The way you broke down the process made it seem less daunting and more achievable. I'm excited to implement your strategies and start making smarter financial decisions. Thanks for sharing such valuable content! Keep up the fantastic work!

    Reply
  35. @Jasmine_lovesblinks26 says:
    January 13, 2026 at 7:44 pm

    Love it ❤

    Reply
  36. @stepbysteptom says:
    January 13, 2026 at 7:44 pm

    The idea of taking out physical money is such a great idea. It being digital always catches me. Great video!

    Reply
  37. @ChicagoBudgets says:
    January 13, 2026 at 7:44 pm

    Love budgeting!

    Reply
  38. @giandina85 says:
    January 13, 2026 at 7:44 pm

    intuit mint is not available in australia. wondering if anyone have suggestions for something like that reliable and safe for australia??

    Reply
  39. @richardwilson3540 says:
    January 13, 2026 at 7:44 pm

    I found this very polite guy names Ricchdawg and he gave me a valid cc am very happy to have a business with him go for him guys I bet you not gonna regret having business with him 🔝

    Reply
  40. @richardwilson3540 says:
    January 13, 2026 at 7:44 pm

    I found this very polite guy names Ricchdawg and he gave me a valid cc am very happy to have a business with him go for him guys I bet you not gonna regret having business with him 🔝

    Reply
  41. @stereovintage770 says:
    January 13, 2026 at 7:44 pm

    I love her she’s so smart

    Reply
  42. @grettalemabouchou6779 says:
    January 13, 2026 at 7:44 pm

    My heart truly goes out to the young people of today…..I know it is difficult in this inflation period. Do your best….make do and ask others for advice whenever possible. Use the library….a gold mine for books movies and music. Tag sales! I live like a Queen and rarely buy retail. Cut up credit cards!! Those are legalized loan sharking.

    Reply
  43. @tori5731 says:
    January 13, 2026 at 7:44 pm

    I always get extra money it's not like I need all of them. But I realized if I save them it would make a lot difference.

    Reply
  44. @henrythomas7112 says:
    January 13, 2026 at 7:44 pm

    I am learning so much from watching your videos. Thank you so much for sharing this amazing source of information. This one is quite helpful.

    Reply
  45. @EduardocHernandez says:
    January 13, 2026 at 7:44 pm

    Love you

    Reply

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